25 February 2012

Golf Insurance could save you money in the long run

Like any regular golfer will tell you, golf can be an expensive hobby. With prestigious golf organizations in the UK to charge exorbitant fees to play and the top golf equipment online from £ 300 to £ 600 for drivers and between £ 700 and £ 1000 for irons. Then of course there is always the chance to hit you a little hole-in-one, although this may cause for celebration there is no doubt that the cycle of bar drinks will lighten your wallet significantly. With this in mind, it is more useful for your peace of mind knowing you are covered for all eventualities.

First let us consider golf club insurance - for those of you who are lucky enough to have your own set of clubs, it is essential that you understand the risks involved. In general, most household insurance policies do not cover sports equipment, so if you are unlucky enough to be in a situation where they have been lost, stolen or damaged then there will be no constellation unless you took out an insurance policy that covers you. When you consider the price of your clubs in comparison with the price of insurance is obvious.

Also, if you can secure new pension scheme, then you will receive the modern equivalents of your clubs if they are lost or stolen. What better way to pay a better model? That said, it is always worth checking that there are no age restrictions on these types of policies - if your clubs are too old, then you might not be eligible. When you play your clubs abroad may be at risk even more, does not mention the medical implications of maintaining a damage in a foreign country. There is no doubt that medical insurance for golfing holidays could prove to save you a substantial amount of money if you are unlucky enough to injure themselves or someone else.

There are a number of aspects to a golf insurance policy, including the hole-in-one insurance. Many of you may see this as unnecessary, since the chances of you hitting a pretty dish. In fact, on average, a professional golfer has a 1 in 3756 chance of hitting a hole-in-one and one enthusiast has a 12,750 chance. Despite the slim chances of being stacked against it can always happen, you may want to consider this: 90 year old Mary Tattersall West Yorkshire has shocked fellow golfers when she hit a hole-in-one on a 181 yard by three seconds at Shay Grange Golf Centre, near Bradford. Having just taken the sport two years ago showing that it could happen to anyone, so insurance against the heavy tab bar could be interesting.